Janus Henderson has launched Charitable Investment Accounts to give more Americans access to the tools utilized by sophisticated investors—so they can simplify and maximize their charitable giving while taking advantage of the tax benefits these accounts can create. Built on Givinga’s financial-grade technology and giving infrastructure, the accounts let donors contribute once, invest donations tax-free for potential growth, and recommend grants to eligible charities from one modern platform.

For investors and advisors looking to maximize charitable deductions before U.S. tax changes take effect in 2026, these accounts provide a timely, straightforward path.

“We are thrilled to launch Janus Henderson’s Charitable Investment Accounts and collaborate with Givinga to bring powerful giving tools with industry-leading features and fees to help our clients maximize their charitable impact. These tools can help our clients build a brighter future by simplifying their charitable giving while maximizing their tax benefits, whether they are a major philanthropic donor, or simply want to maximize the impact of the giving they are doing today at any size,” said Nick Cherney, Global Head of Innovation at Janus Henderson.  

This launch is part of Janus Henderson’s Brighter Future Project, which looks for innovative ways to enhance Janus Henderson’s positive impact on clients, employees, and the communities it serves, creating a virtuous cycle of impact. The Charitable Investment Account embodies that mission by pairing accessible pricing and features with streamlined, modern giving.

A Janus Henderson Charitable Investment Account allows donors to:

• Capture a tax deduction today for future charitable giving.

• Invest donations tax-free to potentially increase future impact.

• Simplify record-keeping by consolidating multiple donations into a single aggregated deduction.

Accounts are powered by Givinga and connect donors to over 1.9 million IRS-qualified public U.S. charities, with compliant, reliable disbursements.

Features at a glance

• No account minimums and no contribution minimums

• Flat 0.3% account fee (approximately half the base fees of the largest donor-advised fund providers¹)

• Grants as low as $50

• Asset-allocation solutions targeting conservative, moderate, or growth objectives

• Only platform cash sweep: cash balances are swept into the American Cancer Society Support Shares of Janus Henderson Government Money Market Fund (ACDXX), which donates one-half of its management fees to the American Cancer Society²

How it works (three steps)

1. Contribute eligible assets and receive a deduction.

2. Invest in the available options, or hold cash (swept to ACDXX Support Shares).

3. Grant to eligible U.S. charities directly from the account.

“Janus Henderson Investments has cultivated a unique asset management culture with initiatives like the Brighter Future Project and now, Charitable Investment Accounts. Givinga is excited to facilitate this industry-leading initiative through our enterprise giving technology. Making these powerful tools now accessible for all Americans extends our core idea that everyone deserves an equal opportunity to make a meaningful impact,” said Joe Phoenix, CEO, Givinga.

Learn more & get started

• Explore Janus Henderson Charitable Investment Accounts

• Learn how Givinga powers financial-grade giving

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This blog is informational and educational and not tax, legal, or investment advice. Donors should consult their advisors.

1. Referring to the top five donor-advised fund providers by AUM.

2. The donation of Janus Henderson’s management fee revenues will be net of any waivers.